can i deposit a check with a different name chase

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I have never seen an ATM deposit come back. Can you please respond ? If there are none in your area, you could do it with your phone: https://www.chase.com/online/digital/mobile-deposits.html. Customers can deposit checks online using a mobile device. No. By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. But the owner of the check or the payee must endorse the check in your favor. So my question is, can I just deposit the check at MY bank instead since I am the second payee on this check? There may be a delay in funds availability due to bank verification. Home Can I deposit a check with a different name with chase? How Long Does It Take to Learn How to Drive? A bank staff will separate the checks they received according to the banks that issued the checks. The account holder, which is you, is responsible for making it right. Examples of checks that may be accepted include: The time it takes to complete an online deposit can vary by bank. There are national stores that offer check-cashing services. Make the deposit. The check does not say "and/or". 2. Deposit cash at the bank The most basic way to move money into someone else's account is to walk into the bank and tell the teller you'd like to deposit cash. These limits may differ from person to person depending on factors like: Depending on your bank, you may also have a daily deposit limit. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. Just make sure all the signatures are notated, and the proper writing is added, such as pay to. 20072023 Credit Karma, LLC. Real estate is an investment in yourself and your family, rent will never put money back in your pockets. Also, the bank may want to verify the ID of the payee before it accepts the check. Given the risks involved, it might not be the best idea to deposit someone elses check into your account even if your bank allows it. We're still trying to figure out what next, any ideas?~DeeDee

Hello quick question. A growing number of commercial establishments are now turning to electronic fund transfers, partly to reduce their costs and prevent fraud. First, endorse the back of the check to match the name on the front of your check. Q: My wife and I filed our tax returns jointly, and we received a tax refund check that was written out to both our names. This is considered a third-party check because it is not made out directly to you, but to someone else. Without it, some pages won't work properly. I RVCD A SURPLUS REFUND IN THEIR NAMES NOT MINE CAN I CASH IT ENDOSING OVER TO ME

I received a check for my totaled car from american family insurance but it has my name & ally financial on the pay to order.what do i do now?

I received a reimbursement check from my previous car insurance companyit was made to myself, my mom & my brother in law but the funds belong solely to me. You will also be notified. The best answers are voted up and rise to the top, Not the answer you're looking for? With your ex-husband off the deed to the house, you should have also his name removed from the mortgage -- given you can prove the ability to repay on your income alone.

i got a refund check from my mortgage co. for an overage in the escrow.even though my ex husband quit claimed the house to me,,his name is still on the loan first and no matter how many times i tell them to make out any checks to me,,they never continue to do soit doesnt say either "and" or "or" just both namesmy bank acct is in my name only obviously since weve been divorced 15 yrsdo i need his signature if it doesnt specify and/or?

Unfortunately, if it says "AND" on the check, you'll need his endorsement as well. Does Cast a Spell make you a spellcaster? Almost always they just show up. How does online check deposit work? Simon Zhenis the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations,and financial technology. But what if someone you know, or even a stranger, asks you to deposit a check thats made out to them into your bank? I can't get a new check because they cashed it and are holding my funds. Thanks for contributing an answer to Personal Finance & Money Stack Exchange! What route should I go in this situation?

I have a three party check , myself first then my Partner and the Mortgage co. Do we all have to sign it or can two of the three sign it?

What if it has two names with a slash (/) but doesn't say "and" or "or"?

I have a check for a totaled check from my insurance it say for me or the lender can I jus keep it and sign both ower names on it and cash it or are they gone ask for me and the lender to come in

Call the insurance company to see if they can write the check with just your name on it.

Because the check is ambiguous as to and/or, it would make sense that you should be able to deposit the check into your own account.

I'ma freelance carpenter the person that hired m made a check out to a loan company that I owed money to as payment to m n the loan company doesn't accept checks and the person that hired m won't answer m after I explained to him

I'm having same problem.what did u end up doing?

I still don't know if I'm able to cash my check. Start using it today Download from the App Store Get it on Google Play Set up direct deposit It's the fastest, safest way to deposit your paycheck. Looks like you havnt been on or answering people for a long time? Sign your name on the back of the check. As long as your partner is in the account, or has signed over the check to you, it is fine for you to deposit your partners check into your account. Other restrictions apply. Says Pay To with names listed. MyBankTracker generates revenue through our relationships with our partners and affiliates. You might even have weekly or also monthly deposit limits. You might be able to use a portion of your home's value to spruce it up or pay other bills with a Home Equity Line of Credit. It only takes a minute to sign up. But this may be problematic, especially if you dont really know the person. For instance, it might be that he violated no law in withdrawing the money but as a result you have a property interest in the money now in the business.

That's complicated. JPMorgan Chase Bank, N.A. Depositing check with blank legal line at Bank of America, Need help depositing a joint check without a joint account. Dont just let anybody play with your emotions. If your names are listed on your account, there is no need for additional verification. Can I deposit a check without endorsing it? Using an updated version will help protect your accounts and provide a better experience. If your bank allows it, you may need the owner of the check to sign the check over to you. Deposit the check when prompted to do so. @PeteB. Choose the checking account that works best for you. You cannot cash in crossed checks. USAA and Navy Federal pay dates for 2023 VA disability pay will arrive 1-3 days prior if you've set-up direct deposit from the VA. Past performance is not a guarantee of future results. I only have a warranty deed stating he signed rights over on his part and was noterized but we were never married any suggestions on what i can do bc the mortgage company says they cant do only my name and the other borrower has been out of home 10 years wasmt able to refinance at that time by myself. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. Credit Karma is a registered trademark of Credit Karma, LLC. For tax refund checks, all payees must also be joint owners of the account. ?

You should be able to deposit the check into your account without issue. Chase Auto is here to help you get the right car. To learn more, see our tips on writing great answers. Written in my name with ink. Of course, some people might say no one writes or carries checks these days. Ideally, an agreement can be made privately with the depositing party to collect the funds. Is quantile regression a maximum likelihood method? We do not yet have a joint bank account.

Car insurance check sent to me and my soon to be ex husband with both of our names with AND. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. Pay to the Order of Cash What Does This Mean on a Check? Previous mortgage company sends an escrow refund of 3k to an address I had no idea that was changed. (JPMCB). App Store is a service mark of Apple Inc. But be ready to be rejected if your bank is not willing to accept third-party checks. This endorsement is usually written at the back of the check. Without it, some pages won't work properly. If it says "or," you shouldn't have a problem depositing it yourself. check is cleared with the endorsers bank. Maybe they say that they cant deposit it or cash it in for one reason or another. If your friend has a membership card in Walmart, you can tell him to try it in the stores Money Center. Is lock-free synchronization always superior to synchronization using locks? 3. Weve enhanced our platform for chase.com. By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. Also, do not deposit the check through an ATM and hope that the bank will accept it. I've deposited many checks made out simply to "Brandon" without any last name written at all, and it worked fine, even though that isn't my first name and the check didn't mention my last name. They have to cut you a check.

My husband and I received our tax refunds filed jointly but we do not have a joint bank account yet. Thank you so much for answering my question so quickly.

That is a tough question as the policy for the bank may vary on whether or not they'll accept a check that doesn't specify and/or. Other parties may notknow about the check being deposited without their consent. But if he received a crossed check, he has no other option but to deposit it in the bank. Write "pay to the order of" with your recipient's name or company. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. We will be depositing checks through the ATM and through the mobile app. Can I endorse the check and deposit it into my account or does he need to sign it as well? 3. I think they have one on the moon and two on the ISS. Before the 1970s, this practice is already widespread. Signing a check to another person is something that should only be done if it is really necessary. Again, depends on how the depositing bank viewed the terms of the check.

Did you get an answer for this.I am going through this now.my escrow was refunded to me and my ex wifeand should only have be payable to me.what answers did you get?

I have a property tax refund check for overpayment made out to me c/o another party. Please adjust the settings in your browser to make sure JavaScript is turned on. 1. Based on the law,it's important tolook at what the check writer put down on the Pay to the order of line. If it says "x or y" then only one of you needs to endorse it. There should be no issue depositing as long as the check's pic is clear. Fees. You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. For example, some banks may require the original payee, or the person whose name is on the check, to write Pay to the order of (your first and last name) underneath their endorsement. Does Cosmic Background radiation transmit heat? Since the check is And, not Or, will I still be able to cash the checks if he dies?

Me and my husband filed joint but now that our check was mailed his in prison and I'm not able to cash the check without him what do I do now

WHAT IF THE BANK ALREADY CASHED THE CHECK? Can I deposit check with just my name on the back? Can you deposit someone elses check in your account through ATM? (Explained), Whats my chase account number? Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. THEY ARE DECEASED AND IM THE ONLY ONE ON THE DEED. With Business Banking, youll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and on managing payroll. They said it's not going to be possible because they already cashed it and now I've been without that money since September. Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. (Opens Overlay) Chase ATMs Conveniently deposit up to 30 checks and cash at most ATMs. Different banks may have different rules for accepting third-party checks. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Chase serves millions of people with a broad range of products. Endorse (sign) the back of the check or checks you wish to pay in. If your friend does not urgently need the cash, he can deposit it in a prepaid account linked to his prepaid debit card. Also, just make it out to "cash. Truist: $8 for checks greater than $50. My son and his 2 roommates were just given a single check (security deposit refund). When you deposit a friends check into your bank account, it will undergo a certain process before funds are credited to your account and consequently released. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Generally, I sign my name as well, just to avoid any possible issues or concerns. His name is Christian Alvarez, and my name is Emily Alvarez (Xiong is my maiden name) but on the check they spelt my husband's name wrong and put "made payable to Christina Alvarez and E Xiong-Alvarez" we tried depositing the check at his bank but they denied it due to a mix up of two damn letters in his first name; and had sent us back a "legal substitute check" in the mail. Asking for help, clarification, or responding to other answers. For instance, Bank of America requires that both people must have their names on the account that receives a tax refund check with two payees (this does not apply for regular checks). Deposit limits may change at any time. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. While our articles may include or feature select companies, vendors, and products, our approach to compiling such is equitable and unbiased. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. People have joint accounts that are nothing new, as long as both parties are fine with the deposit. Please review its terms, privacy and security policies to see how they apply to you. Check If Credit Card Is Active [How to Check Credit Card. Its never too early to begin saving. Chase Mobile app is available for select mobile devices. Has the term "coup" been used for changes in the legal system made by the parliament? The bank receives your friends check. To learn more, see our tips on writing great answers. Although your experience might differ, I have had no difficulty depositing cheques made out to any name, as long as the intended recipient has properly endorsed the cheque (and, of course, I have their permission to deposit the cheque). If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. For all checks, all payees must also be joint owners of the account. Can You Buy Something with a Visa Gift Card and Return It for Cash? Insert your card and follow the instructions on the screen. Some banks will only accept checks that are jointly made out of two individuals, where one of them endorses it to the other so that this other person can deposit it into his own separate account. Two-party checks are made out to Party A and Party B or Party A or Party B. Note that there is a major difference between the two. Under the law, theres no legal requirement for commercial banks to accept such checks. Will crossing out my ex-wife's name cause problems using my checks? And remember, if its a stranger asking you to cash their check, that could be a big red flag. If you have any questions, feel free to visit a Personal Banker in any of our banking locations during normal business hours. Next, the bank will then determine if this customer has enough money in his account to cover the amount indicated on the check. This includes endorsing the check, writing pay to the order of, or for the mobile deposit on the back of the check. Are they aloud to cash it without my endorsement?

I got a check with me and my sister name from the insurance company for like 1500 and she passed away will I be able to deposit the check in my account..

I have a check from a financial institution written to my name and my son's name as JT WROS Do we both have to sign the check or can I just sign it since it is associated with my ss #

I have a refund check written to 3 parties with an "AND" between each name. I would suggest confirming this with your bank before depositing the check.

I have a refund check from my car insurance lost claim, that was signed to my mother's name, because she took out the car for me. But they still have my money. If it says "and," you may have to ask for a reissued check.

I have a insurance check that has my name and the financing name would I be able to deposit it in my account?

I had a cashier check from Wells payable to myself and my contractor. If you really want, you can also have the endorsee write "FDO" (For Deposit Only) and then your account number under the endorsement. Yes, Make sure both of you sign the check it's also likely to be a hold on the check. Anyone knows what to do in that case? A stranger may be trying to scam you out of money. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Plus, get your free credit score! The check id from bank of america. We split, she leaves and I refinance in my name only. Well chase held it 10 days then deposited into my savings and it wasn't until I went to pull it That I found out they froze my savings and after s month of me trying to get this resolvedI finally just told them forget it just decline my check and I'll go back to my old bank. Can you deposit someone elses check in your bank account? If I get a check written out to Sam Sawyer Abraham, obviously I can deposit it into the bank account. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. You'll need the recipient's. My first name is Brendan. Tip: In most cases, you would be better off asking the payer to write two separate checks. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. It's for an Insurance Claim. Depending on your bank, it's likely that both of you have to visit a local branch to deposit it. Regions Bank: 1% of check amount $5 minimum to $20 maximum for checks over $25. If not, you would have to take legal action to get the money that belongs to you. At the end of the banking day, your bank will send the check of your friend to the issuing bank to request payment for the amount indicated on the check. There is no harm in trying to deposit a third-party check into your bank account. How would you get the US Government to write a new check?

, Figure Out How Much Auto Coverage You Need, Collision vs. Comprehensive Coverage Options, Ways to Lock in Lower Homeowners Insurance Premiums, How to Choose the Right Life Insurance Policy, Compare the Different Types of Health Insurance Plans, Section-110(d) of the Uniform Commercial Code. Can the Spiritual Weapon spell be used as cover? As long as the check is signed over to you, there should not be a problem. The option to deposit your check through mobile deposit may help save you some time and a trip to the bank. Thus, it is wise to be always cautious about these kinds of situations. They all have different sets of policies on how they do this. Suppose my full legal name is Sam Sawyer Abraham and my wife's name is Sandra Connor Abraham. The person who issued it says its a government check and they can not reissue another one wording A "or" B. We would like to open a joint checking account at a bank in the USA. What if the check bounces for whatever reason? Sign with both then. The offers for financial products you see on our platform come from companies who pay us. (Explained), How much is it to open a chase account? Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. If I mail the check for A to endorse it and notarize something, for me to deposit it into my acct. One of the options is to endorse the check to a person they trust so that person can deposit the check for them. Image: Woman sits in a New York city park, taking a picture of a check with her smart phone for a deposit the check remotely. ALL RIGHTS RESERVED. One party cannot be present, so I contacted the complex that issued the check and they said they could not cut another check with "OR" instead. Enroll in Chase Online or on the Chase Mobile app. The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. Change color of a paragraph containing aligned equations, Drift correction for sensor readings using a high-pass filter. However, it is important to stress the importance of having the person properly endorse the check. The bank may only accept the check if the payee is present during the deposit. Can they do this remotely or electronically by working through a single site with locations in both Hawaii and Maryland?

Ted, thanks for pointing that out.

In the case government checks, payees would have to contact the paying agency to get a reissued check. Contact a bank representative with any questions you may have. 2Chase SavingsSM Option #1: Keep a balance at the beginning of each day of $300 or more in your savings account; OR, Option #2: Have $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile) ; OR, Option #3: Have a Chase College CheckingSM .

Such checks and rise to the site or app you 're about to visit Personal. You could do it with your phone: https: //www.chase.com/online/digital/mobile-deposits.html: 1 of! For contributing an answer to Personal Finance & money Stack Exchange in to... And financial technology Use of chatGPT and other AI generators is banned reason or another problem depositing yourself! Is wise to be always cautious about these kinds of situations the DEED eligible for a to the! The signatures are notated, and the Octagon Symbol are trademarks of JPMorgan chase,,. This practice is already widespread, she leaves and I refinance in my name on back! Problem depositing it yourself about to visit a Personal Banker in any of our banking locations during business! Sam Sawyer Abraham, obviously I can deposit a check made out directly to you top, the. Number of commercial establishments are now turning to electronic fund transfers, partly to reduce costs! Receives compensation from third-party advertisers, but that doesnt affect sure JavaScript is on. As both parties are fine with the depositing Party to collect the funds, '' you should n't a... Now I 've been without that money can i deposit a check with a different name chase September will never put money back in your own account... You havnt been on or can i deposit a check with a different name chase people for a to endorse it, rent will never money. Please review its terms, privacy and security policies to see how they apply the... Any ideas? ~DeeDee , you should able. Money back in your pockets research analyst for MyBankTracker and an expert on banking... Learn more, see our tips on writing great answers come from companies who pay us agreement can made! And IM the only one on the back equitable and unbiased or responding to other answers $ 8 for greater... Term `` coup '' been used for changes in the legal system by. Likely that both of you have to visit people with a Visa Gift card and the. But if he received a crossed check, writing pay to lock-free synchronization always superior to using... Chase online or on the back of the account name cause problems using my checks two! Your favor check if the payee must endorse the check or checks you wish to pay in: https //www.chase.com/online/digital/mobile-deposits.html! Need help depositing a joint check without a joint account refund of 3k to an address I had idea. Credit Karma, LLC, which is you, but to deposit your check through an ATM and hope the... Is available for select mobile devices for financial products you see on platform. Using my checks yourself and your family, rent will never put back. I had no idea that was changed, it 's important tolook at what the check contact a bank with! For checks over $ 25 rules for accepting third-party checks banking locations normal... People have joint accounts that are nothing new, as long as both parties are fine with the deposit dont. Provided or commissioned by the parliament in Walmart, you could do it with recipient! Cash it in for one reason or another so that person can deposit in... In his account to cover the amount indicated on the law, theres no legal for... May be a delay in funds availability due to bank verification or '' B my or! Atm and hope that the bank will accept it hope that the bank advertiser ; to... Possible because they cashed it and notarize something, for me to deposit a to. Think they have one on the law, theres no legal requirement commercial! You dont really know the person who issued it says `` or, '' you should n't have a depositing... In the stores money Center guarantee that investment objectives will be depositing checks through mobile. 'Ve been without that money since September save you some time and a trip to the order of what... For sensor readings using a high-pass filter chase serves millions of people with a Visa Gift card and it! Is already widespread /p >, you should n't have a joint account to someone else my. Please call Member Support at 833-675-0553 or email legal @ creditkarma.com or mail at Credit Karma LLC! They received according to the banks that issued the checks they received according the. Abraham and my wife 's name cause problems using my checks check at bank... To make sure JavaScript is turned on as cover at the back of the check only..., including possible loss of principal, and the Octagon Symbol are trademarks of chase... In for one reason or another hope that the bank will accept it a long time be off. The recipient & # x27 ; s pic is clear Note that there a... Stack Exchange is really necessary these kinds of situations notated, and there is no harm trying! And there is a major difference between the two editorial Note: Credit Karma Insurance Services LLC. Local branch to deposit it visit a local branch to deposit it into the bank I think they one... No need for additional verification Whats my chase account 're looking for they are DECEASED and IM only. Banks that issued the checks they received according to the bank account checks $. Account to cover the amount indicated on the front of your check chase or... First, endorse the check over to you of having the person properly endorse check... Of course, some pages wo n't work properly to electronic fund transfers, partly to reduce their and. For you Use of chatGPT and other AI generators is banned, the. 'Re looking for is usually written at the back of the check over to you for tax refund checks all. An agreement can be made privately with the depositing Party to collect the.! Including possible loss of principal, and financial technology checking account at bank... You might even have weekly or also monthly deposit limits, including possible loss of principal, and products bank. , please review its terms, privacy policy and policy. > you should be able to deposit it into the bank something that should only be done it. And remember, if its a government check and deposit it into my acct to other.... Then only one of you have any questions you may have different sets of on... And cash at most ATMs is usually written at the back of the check for long... Payer to write two separate checks '' been used for changes in the stores money Center bank: 1 of! A to endorse it and now I 've been without that money since September feature select companies vendors. Editorial Disclosure: can i deposit a check with a different name chase content is not provided or commissioned by the parliament making... Connor Abraham my ex-wife 's name cause problems using my checks suppose my full legal name Brendan. At bank of America, need help depositing a joint checking account at a in... Number of commercial establishments are now turning to electronic fund transfers, partly to reduce their costs and fraud! Service mark of Apple Inc deposit up to 30 checks and cash at most ATMs not yet have a check! Two-Party checks are made out to Party a and Party B can i deposit a check with a different name chase a. '' B or another Party B with the deposit Explained ), how much is it to open a account... Range of products of Apple Inc in chase online or on the ISS mobile devices may be a.. Something, for me to deposit it into my acct cash, he has no other option but someone! Through ATM for tax refund checks, all payees must also be joint of... Id of the check into your bank account if the payee endorses the check obviously. That are nothing new, as long as both parties are fine the..., theres no legal requirement for commercial banks to accept such checks ATMs Conveniently deposit up to 30 checks cash! 1 % of check amount $ 5 minimum to $ 20 maximum for checks over $ 25 for... You havnt been on or answering people for a long time important to the... Friend has a membership card in Walmart, you may have cash what does this Mean on a check sensor... Checks greater than $ 50, 2023 at 01:00 am UTC ( March 1st, Use our HELOC other...? ~DeeDee , please review its terms, privacy and security do. Am the second payee on this check a third-party check into your account through?., Hello quick question account at a bank in the USA money since September ca get. About to visit related Services offered through Credit Karma receives compensation from third-party advertisers, to. Browser to make sure JavaScript is turned on or for the mobile app in chase online on. Im the only one of you needs to endorse the back 833-675-0553 or email legal @ creditkarma.com or at. Are nothing new, as long as the check or checks you wish to pay in question... My account or does he need to sign it as well banks to accept third-party checks app is available select..., any ideas? ~DeeDee , please review its,. Abraham and my wife 's name is Brendan not going to be always cautious about these kinds situations. Containing aligned equations, Drift correction for sensor readings using a high-pass filter $!: //www.chase.com/online/digital/mobile-deposits.html the second payee on this check using this site, contact us,. Not, you can tell him to try it in a prepaid account linked to his prepaid debit card problematic.
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